You know what they say about hindsight vision? It is 20/20! Well, you can strive to make your foresight 20/20 as well with the right tools and resources. In your mission for better eyesight, it will make it a bit easier and more cost effective if you are also enrolled in some sort of vision coverage!
About 50% of American adults are not enrolled in vision coverage, according to the Vision Council of America. Being without vision coverage can be cost ineffective and possibly lead to eye health issues. Routine eye exams can actually uncover serious health concerns, which can prevent or reduce the cost and severity of the health issue. Optometrists can detect health conditions earlier like diabetes, hypertension, and high cholesterol by observing the blood vessels in your eyes and examining those patterns. With eye-related concerns going untreated, it can also affect your daily life in addition to your physical health. The untreated issues can lead to headaches, inability to focus, blurred vision and a loss of concentration.
Choosing to offer vision insurance and deciding to enroll in it can be very beneficial for not only the individual employees, but the overall success of the company. The main form of vision insurance through your employer is offered through a vision benefits package where the member is provided with services in exchange for an annual premium. Some benefits that are covered with little to no copayment are annual eye exams, frames and lenses, contact lens services and some laser vision care services. In addition, employees can use online tools with access to local eye doctors, ways to manage eye pain and information concerning how vision health affects the entire body.
It may seem like more money and effort going into this, but having your eyes routinely taken care of can help lower medical care costs due to early detection of certain health issues and it will also improve your overall health with these preventive care measures. Some actions you can take on your own and at no extra cost include:
- Make sure to get Vitamins C and E, Zinc, Lutein and Omega-3 fatty acids with foods such as spinach, kale, salmon, tuna, eggs, nuts, beans, oranges, pork, just to list a few!
- Wear sunglasses
- Use safety eyewear
- Look away from the screens (rest your eyes every 20 minutes. Look 20 feet away for 20 seconds. Get up every 2 hours and take a 15-minute break)
- Visit your eye doctor regularly (once every 12 months for an eye exam)
I hope this was beneficial to you in your journey through health insurance. If you need any assistance in understanding your employer’s vision coverage or what coverage to offer your employees, please contact Filice Insurance. We are happy to help!