by filicedev22 | May 7, 2017 | Blog, Benefits Consulting, HR
Conversion is an important feature in employer-sponsored life insurance plans that can allow an employee to maintain coverage after experiencing a loss of eligibility by converting group coverage to an individual policy. Critically, though, the responsibility to...
by filicedev22 | Mar 12, 2017 | Blog, Benefits Consulting, HR
***Please note, some of the information in this article may be outdated. It is being left in place for continuity reasons. *** Domestic partner coverage under a group health plan can be a complex issue for employers, particularly in light of the U.S. Supreme...
by filicedev22 | Apr 28, 2016 | Blog, Benefits Consulting, HR
Governor Brown recently signed legislation that will increase California’s State Disability Insurance (SDI) and Paid Family Leave (PFL) benefits by the year 2018. State Disability Insurance and Paid Family Leave are both wage replacement mechanisms that are managed by...
by filicedev22 | Aug 26, 2015 | Affordable Care Act, Benefits Consulting, HR, Blog
What is the difference between fully funded, self-funded and partially funded? Fully funded plans are those that are offered for sale by an insurance carrier, who assumes all of the risks and pays all of the claims. Self-funded plans are those wherein an employer...
by filicedev22 | Aug 25, 2015 | Blog, Affordable Care Act, Benefits Consulting, 401(k) and Retirement, ADA
Employers provide health insurance benefits to their employees and families because they want to be competitive with other employers, retain their workforce; and maybe, as a result of the employer mandate portion of the Affordable Care Act, are required to offer...
by filicedev22 | Aug 20, 2015 | 401(k) and Retirement, HR, Blog, Benefits Consulting
The Employee Retirement Income Security Act of 1974 (ERISA) is federal law that regulates employer-sponsored health and welfare plans of all sizes – both fully-insured and self-funded. To ensure group health plan compliance, federal agencies such as the Department of...
