by filicedev22 | Jul 12, 2019 | Blog, 401(k) and Retirement
Is it surprising or scary that too many 401(k) advisors are still unfamiliar with ERISA terms like 3(38) and 3(21)? Probably both. In short the difference depends on how much liability you want to mitigate. 3(21) Co-Fiduciary – “Help me” Shared fiduciary liability...
by filicedev22 | Jun 13, 2019 | Blog, 401(k) and Retirement, fix needed
Vanguard’s 18th edition of How America Saves 2019 Did you ever wonder how you compare to others? Everything you could ever want to know about 401(k) Plans but were afraid to ask can be found within this 100+ page fact-filled publication. While the data is coming from...
by filicedev22 | Mar 4, 2019 | Blog, 401(k) and Retirement, Medicare, fix needed
WHO: Consumers with a current CA Medicare Supplement Plan (generally, consumers over age 65) WHAT: An upgraded Supplemental plan to replace existing plan WHEN: Now thru April 15, 2019 WHY: Better plan benefits for less money HOW: Apply with the help of an agent...
by filicedev22 | Feb 22, 2019 | 401(k) and Retirement, Blog
CalSavers Retirement Savings Program: Chapter 804 (CA statutes 2016) CalSavers Retirement Savings Program is the “one-size” fits all solution to California residents apparent struggle to save for a healthy retirement. The program is a portable Roth...
by filicedev22 | Feb 11, 2019 | Blog, 401(k) and Retirement
As you are planning your benefits strategy for the upcoming renewal season, do you have a high deductible health plan (HDHP) with a health savings account (HSA) option? There can be substantial tax benefits to the employer and the employee. These dollars are triple...
by filicedev22 | Jan 11, 2019 | Blog, 401(k) and Retirement, fix needed
According to the Fidelity Plan Sponsor Attitude Survey, employers are most concerned with ensuring their retirement plan is effectively preparing employees for retirement. The survey was conducted with employers that use a wide variety of recordkeepers and have at...
